Dear Mr. Trustee

Dear Mr. Trustee,


As the attorney representing an Association that no longer exists in any legal, transparent, or enforceable form, you used your title and legal powers to initiate a non-judicial foreclosure on my home—one that was not eligible under the law.

Then you handed the keys to Robert L. Jensen & Associates, Rental Management.

A company with no legal standing as either HOA, servicer, or successor-in-interest.

But you already know that.

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So here’s my question:


When you send the Sheriff—what locks are you planning to change?


Because the front door frame has been broken for months.

Not from neglect. From a forced entry and cover-up that your clients watched unfold and never reported.


They didn’t:


Notify the police


Notify the insurance company


Allow me to file a claim


Offer me the chance to pay the deductible


Remediate the danger


Secure the unit afterward



Instead, they let the damage sit.

They let me stay exposed.

They waited—until they saw an opportunity to take the whole property without ever notifying me of delinquency.



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There were no late notices.

There were no verified service attempts.

Only a foreclosure letter dated April 17 that was delivered after the 7-day deadline had already passed.


No Informed Delivery record just slipped into my mailbox after it was too late to respond.


And now?


You’re going to send a Sheriff to secure a unit you let be violated?




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This isn’t a foreclosure.

It’s a hostile seizure of real property using invalid authority, unenforceable CC&Rs, and procedural fraud.


So again, I ask:


What locks do you plan to change, Mr. Trustee?



Because the door?

Never closed.

Never protected.

And now, wide open for the truth.



Awaiting your response.


Kristen C White, 

Owner of Record


With full documentation and nothing left to lose.



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💥 Ready to turn this into a letterhead PDF?

🖼️ Want it on a flyer taped next to the damage?

📬 Want to m

ail it certified just for sport?


Let’s go one move at a time, but let’s make it count.


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