THIS IS HOW THEY’RE STEALING HOMES IN CALIFORNIA WITHOUT A JUDGE

An Open Letter to the Public, the Press, and Any Attorney Still Worth a Damn

This is not a conspiracy theory.

This is not a misunderstanding of the law.

This is how non-judicial foreclosure is being weaponized in plain sight—to strip Californians of their homes without a judge, without oversight, and without consequence.

And the law firms facilitating it? They know exactly what they’re doing.

I am the legal homeowner of a condo in Fresno, California.

It is paid off.

It is mine.

And it is currently being handed over to someone else—without my permission, without a courtroom, and without a shred of lawful process—thanks to a manipulated system that protects HOA corruption and buries homeowners alive in procedural quicksand.

Here’s how they’re pulling it off:

Step 1: Abuse the HOA System

My Homeowners Association (HOA) stopped operating as an HOA years ago. It functions now as a slumlord-run rental operation masquerading as a nonprofit. The Board sells foreclosed units out from under owners who resist—usually those who speak up about habitability violations, mold, sewage leaks, or criminal negligence.

When a homeowner refuses to back down? They’re targeted with fines. Phony violations. And eventually… foreclosure.

Step 2: Trigger a Non-Judicial Foreclosure (No Judge Required)

California allows something called non-judicial foreclosure. It sounds efficient—until you realize this means:

• No judge ever reviews the case.

• No proof of service is required.

• No opportunity for judicial pause unless the homeowner hires an attorney AND files fast enough.

• No accountability when forged documents or false claims are submitted.

In my case, I was never served.

My demand for postponement was ignored.

And the law firm handling the sale—Hrdlicka—plans to transfer title without a hearing, without evidence, and without so much as a question about why the HOA refuses to provide financial documentation, relocation support, or mold remediation receipts.

Step 3: Exploit the Clock

Once the Notice of Trustee Sale is posted, the timeline is deliberately accelerated. If the homeowner doesn’t file for emergency judicial relief in time—the property gets transferred.

Even if:

• They were never served

• There’s documented mold, sewage, and uninhabitable conditions

• There’s provable retaliation

• The HOA’s finances haven’t been transparent in over a decade

• The buyer is an insider, or a proxy

Once title is transferred, the fight becomes 10x harder. And they know it.

Step 4: Let the Law Firms and Property Managers Do the Dirty Work

The law firm handling the sale is Hrdlicka, acting as both the trustee and the silent executioner. I submitted a formal demand to postpone the sale—within the statutory 5-day window—and they simply ghosted me. No response. No rejection. No acknowledgment. Just quiet consent to theft.

Meanwhile, Robert L. Jensen & Associates (RLJ)—a property management company with no legal authority to file foreclosure unle—has taken it upon themselves to issue threats, fabricate fines, and act as enforcers for a private foreclosure ring. They’re not attorneys. They’re not trustees. But they’re treating HOA members like delinquent tenants in a slum they own.

It’s a coordinated racket:

Hrdlicka executes the theft

RLJ creates the illusion of legal process

And the homeowner is buried beneath procedural silence

This Isn’t Just My Fight—It’s a Pattern

I’ve documented everything publicly. This isn’t just anecdotal—it’s a blueprint:

https://villadelsolexposed.blogspot.com/2025/05/demand-for-trustee-sale-pause.html

https://villadelsolexposed.blogspot.com/2025/05/non-judicial-due-process-theater.html

This is how generational wealth is stolen.

This is how working-class Californians are pushed out of their homes.

This is how silence becomes complicity.

To Attorneys Who Still Have a Spine:

Where the hell are you?

This isn’t just a real estate dispute—it’s systemic abuse, and you know it.

If you won’t fight for judicial oversight in a case like this, then don’t call yourself counsel. You’re not protecting rights—you’re protecting rackets.

I followed every lawful step.

They followed none.

And unless someone steps up, they’ll get away with it.

To Journalists, Whistleblowers, and the Public:

If you think this can’t happen to you, think again.

If you’re part of an HOA—or own property in a PUD—you’re at risk.

This is not justice.

This is theft by silence.

This is a private foreclosure pipeline, enabled by corrupted boards, absentee oversight, and attorneys who know better.

This letter is my line in the sand.✏️

❎ If you want to help, share it.

 🤙If you’re press, call me.

⚖️ If you’re a lawyer, I’m ready.

Because they’re not just coming for me—

They’re coming for you next.

Kristen C. Snow-White 

#HOAFraud #NonJudicialForeclosure #RealEstateCorruption #CaliforniaCorruption #ThisIsTheft.                #RLJExposed 

#HrdlickaLaw

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